USAccess Bank Receives Bankrate.com ^SM Top Tier Award

USAccess Bank has received the Bankrate.com ^SM Top Tier award for consistently offering
annual percentage yields (APYs) that were among the highest reported in 100
Highest Yields for 4th quarter 2000.

About USAccess Bank, Inc

USAccess Bank is an Internet bank headquartered in Louisville, KY. The bank opened for business in February 1999. USAccess Bank provides quality banking services, great rates and excellent customer service on the Internet. We believe USAccess Bank represents the future of banking and our growing customer base agrees.