USAccess Bank Receives bankrate.com SM Top Tier Award

USAccess Bank has received the bankrate SM Top Tier award for consistently offering
annual percentage yields (APYs) that were among the highest reported in 100
Highest Yields for 1 st quarter 2000.

About USAccess Bank, Inc

USAccess Bank is an Internet bank headquartered in Louisville, KY. The bank opened for business in February 1999. USAccess Bank provides quality banking services, great rates and excellent customer service on the Internet. We believe USAccess Bank represents the future of banking and our growing customer base agrees.

Porter Bancorp, Inc., the entity that launched USAccess Bank was formed in 1996 to combine six existing bank holding corporations under a single holding company. Porter Bancorp is a strong, growing community banking organization. Currently, Porter Bancorp has approximately 200 employees, comprising the holding company and six subsidiary banks with total assets topping $500 million. Its key strengths are its lending programs, commitment to community banking and first-class customer service.